Microloans. Phone Financing. Bill Payments — All in One App.
Empowering Ghanaians to spend better, borrow smarter, and stay in control.
Sign up today and start enjoying convenience, flexibility, and financial freedom.
One App. Every Essential Finance Tool You Need.
Tired of jumping between apps or waiting in queues? With the POD Mobile App, you can now:
- Access Fast Microloans
Apply and get instant approval. No paperwork, no long waits—just quick support when you need it. - Finance Your Dream Phone
Own phones like the Tecno Spark 20 or Itel A70 with flexible payment plans (90 and 120) - Track Every Payment, Every Transaction
Stay organized with automatic receipts, reminders, and detailed payment history. - Improve Your Credit Profile
Our smart credit scoring uses alternative data to help you qualify for better financial products. - Supporting Visual (optional):
An interactive scrolling module showing icons for each service with quick tooltips.
Technology + Trust = Smarter Money Moves
Whether you’re paying a bill, buying a phone, or taking a loan—we’ve built a secure, reliable, and intelligent app to simplify your life.
- Secure by Design
All your data is protected with end-to-end encryption, biometric login, and secure cloud storage. - Instant Approvals, Instant Results
Our systems approve financing and loans in real-time based on your personalized profile. - Option to choose from
- You can choose your lender based on their interest rate or preference
- Everything in One Place
You don’t need three apps. Just one—with full control over your money. - Real-Time Support
Need help? Get in touch via in-app chat, SMS, call-back, or WhatsApp support.
Start in 3 Simple Steps
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Step 1: Download the App
From the Google Play Store.
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Step 2: Sign Up & Verify
Use your mobile number, email, and your Ghana Identity Card. Biometric login available for extra security.
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Step 3: Access What You Need
Apply for a microloan, finance your new smartphone, or start managing bills.
Services & Products You Can Access
Mobile Phone Financing (Buy Now, Pay Later)
Microloans:
- Loan Amounts: GHS 100 to GHS 700
- Repayment Terms: 30 / 60 / 90 / 120 Days
- Approval Time: Under 5 minutes
Real Stories. Real Impact.
Excellent
☆☆☆☆☆ 4.5/5
4.5 out of 5
Base on 10,098 reviews
"I needed GHS 200 to cover rent. This app approved me instantly. No stress, no collateral. Highly recommend!"
"I appreciate how this app simplifies my life. The payments are fast and secure, and the lending options are flexible and fair. It's the best financial app I've used so far."
Frequently Asked Questions (FAQs)
Who can use this app?
Anyone in Ghana above 18 years with a valid Ghana ID and mobile number.
Do I need to visit a branch to get a loan or phone?
No. Everything happens in the app—from signup to approval and disbursement.
What happens if I miss a payment?
We send reminders via SMS and in-app notifications. You can also reschedule your payment plan in some cases.
Is my data safe?
Yes. We use secure cloud storage (AWS), biometric login, bank-grade encryption and are certified by the Data Protection of Ghana.
How do I contact customer support?
Via in-app chat, call-back request, or email at support@podsolutions.com.
Your Smarter Financial Life Starts Here.
Join thousands of Ghanaians already using the POD app to manage money better. Whether it’s a new phone, or emergency funds—we’ve got you covered.
"Got my new Itel phone through financing in the app—now paying daily from MoMo. So convenient!"