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Pod Solutions Privacy Policy

Effective Date: April 2024

This Privacy Policy explains how Pod Solutions Ltd (“Pod,” “we,” “us,” or “our”) collects, uses, stores, and protects your personal information when you use our mobile application (the “App”) and associated services. By using the Pod Mobile App, you agree to the terms of this Privacy Policy.

  • We may collect the following categories of information:

    a. Personal Information
    • Full name

    • Mobile phone number

    • Email address

    • Government-issued ID (e.g., Ghana Card)

    • Date of birth

    • Employment and income details

    • Biometric data (if applicable)

    b. Device & Usage Information
    • Device model and OS version

    • Mobile network provider

    • App usage patterns

    • Location data (with permission)

    • Wi-Fi and storage data (to support credit scoring models)

    c. Financial Information
    • Mobile money account details

    • Bank account number (if provided)

    • Loan applications, disbursements, and repayment records

    Payment history and transaction logs